UAE Residency Visa by Investment in 2025: Complete Guide

Updated Residency Options in 2025

1. Golden Visa (10-Year Residency)

The UAE Golden Visa remains the premier choice for investors seeking long-term residency and wide-ranging benefits.

Eligibility Requirements:

  • Real estate investment of at least AED 2 million (~$545,000).
  • For properties in premium areas (e.g., Dubai Hills, Palm Jumeirah), the minimum investment increases to AED 5 million.
  • Health insurance with minimum coverage of AED 500,000.
  • Proof of legitimate income (six months of bank statements).

Key Benefits:

  • 10-year renewable residency
  • Inclusion of spouse, children, and parents under one application
  • Visa-free travel to over 175 countries

2. Standard Investor Visa (3-Year Residency)

Designed for those seeking a cost-effective route to UAE residency.

Eligibility Requirements:

  • Property investment starting from AED 750,000 (~$204,000) in freehold zones
  • Minimum verifiable income of AED 15,000 per month (new from 2025)

Limitations:

  • Only spouse and children may be included — parents are not eligible under this visa type

Application Process: Step-by-Step

Step 1: Choose a Qualified Property

  • Only officially approved real estate projects are accepted
  • Office units below AED 1 million are disqualified
  • Top locations for Golden Visa investments:
    • Downtown Dubai (Burj Khalifa vicinity)
    • Palm Jumeirah
    • Dubai Marina
    • Sobha Hartland (with special conditions)

Step 2: Prepare Required Documentation

  • Updated 2025 visa application form
  • Apostilled police clearance from every country lived in for over 6 months
  • Six months of bank statements
  • Valid medical insurance policy

Step 3: Submit and Track Application

  • Standard processing: 28 days
  • Fast-track option: 7 working days (AED 2,500 fee)
  • As of 2025, all transactions must be completed via the GDRFA portal — cash is no longer accepted

Common Mistakes to Avoid in 2025

  • Purchasing property on installment without prior GDRFA approval → rejection
  • Failing to pay new fees (e.g., AED 1,200 for biometrics)
  • Choosing non-accredited real estate outside of approved freehold zones
  • Delayed payments — even a 3-day delay can lead to automatic rejection
  • Submitting a health insurance policy with insufficient coverage (must be AED 500,000 minimum)

In 2025, the UAE offers two main residency visa options through investment, each with distinct requirements and benefits:

The Golden Visa requires a minimum real estate investment of AED 2 million and grants a 10-year residency. This visa allows for the inclusion of the investor’s entire immediate family, including spouse, children, and parents.

The Standard Visa, on the other hand, requires a lower investment threshold of AED 750,000 and provides a 3-year residency. Family inclusion under this visa is more limited, covering only the spouse and children of the primary applicant.