Strategic Planning Tips

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• Act before October 2026 to leverage current investment thresholds before any changes.
  
• Diversify across investment categories to optimize liquidity, income, and risk.
  
• Include mature dependents early to streamline inclusion costs and administrative logistics.
  
• Use real estate ownership structures (e.g., through Panamanian SPVs) for asset separation and inheritance planning.
  
• Plan visits mindfully to satisfy the informal physical presence expectations without disrupting global trajectories.
  
• Prepare for citizenship by learning Spanish and integrating culturally before the five-year mark.
  
• Align tax and domicile planning to maintain exemption on foreign income while benefiting from Panama’s banking network.
  
• Monitor policy changes, such as future adjustments to thresholds, additional investment routes, or enhanced presence requirements.
  
  

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