Return on Investment (ROI) Insights

Return on Investment (ROI) Insights

While Antigua’s donation-based pathways offer no financial return, the real estate and business investment options provide varying degrees of capital recovery potential and long-term income generation—though these benefits must be weighed against risk, liquidity, and regulatory constraints.

Real Estate Investment Returns

Investors choosing the real estate option are typically purchasing units in luxury resorts, eco-tourism villas, or branded residences that are part of government-approved CIP developments.

ROI Potential

  • Annual rental yields: typically 2–4%, depending on occupancy, brand, and operator.
  • Capital appreciation: modest, averaging 1–2% annually, with upside limited by the small and illiquid resale market.
  • Holding period: minimum of 5 years.
  • Resale restriction: can only be sold to another CIP applicant if within the 5-year period.

While rental income is technically possible, most developers offer buy-back guarantees or rental pool arrangements that prioritize usage over yield.

Business Investment Insights

The business investment option allows for active involvement in the Antiguan economy, offering genuine commercial upside—particularly in hospitality, fintech, agriculture, and renewable energy.

ROI Considerations

  • Higher risk, higher reward: Unlike real estate, returns depend on operational execution.
  • Local incentives: Some projects may benefit from tax holidays, duty exemptions, or strategic land concessions.
  • Exit planning: Requires ministerial consent and is subject to regulatory oversight.

This route is ideal for investors with industry-specific experience or those seeking to pair immigration with regional expansion or philanthropic legacy building.

Evaluating Investment Projects

Applicants should review:

  • Licensing and approval status from the CIU.
  • Developer’s track record and escrow arrangements.
  • Financial projections and usage of funds.
  • Legal due diligence on title, construction status, and delivery timelines.

Where possible, use independent valuation reports and retain local counsel to negotiate side agreements, co-ownership rights, and exit terms.