Guide
Choosing a golden visa
Reviewed 7 Oct 2026 · 6 min read ·
Start with what the permit is for: travel, a home, a future passport or a tax base. The answer rules most programs in or out before price comes into it.
What do you need it for?
- Travel. An EU residence permit gives Schengen travel. A US green card or a UAE visa does not.
- A future passport. Time to citizenship ranges from 5 years after a US green card to 10 years or more in Portugal and Italy. Malta offers no investment route at all.
- A home. If you plan to live there, minimum-stay rules matter less than tax and schooling.
- A tax base. A permit does not make you tax resident by itself. See tax residence for investors.
The programs side by side
| Program | From | Minimum stay | Citizenship |
|---|---|---|---|
| Portugal Golden Visa | €250,000 | 7 days, then 14 every 2 years | 10 years |
| Greece Golden Visa | €400,000–€800,000 | None required | 7 or 12 years |
| Italy Investor Visa | €250,000 | None for the first 5 years | 10 years |
| Malta Permanent Residence | Property, contribution and fees | No minimum days | No investment route |
| USA EB-5 | US$800,000 | US residence expected | 5 years |
| Canada investor programs | CAD 1,000,000 | 12 months in Québec | 1,095 days in 5 years |
| UAE Golden Visa | AED 2,000,000 | None; 180-day rule waived | No general route |
Indicative, as at 7 Oct 2026. Fees, family members and taxes are additional. USA EB-5: A petition filed before 1 January 2027 keeps today's amounts. Regional-center visas authorised to 30 Sep 2027; direct EB-5 has no end date. The full comparison is on golden visas compared.
Minimum stay
Greece asks for no stay to keep the permit. Portugal asks for 7 days in the first year, then 14 days every 2 years. A US green card expects you to live in the US. Low stay keeps a permit alive, but counts for little towards citizenship. Greece, for example, needs Greek tax assessments for the years you count.
Time to citizenship
Portugal now needs 10 years for most nationals. Under the Nationality Law, nationals of Portuguese-speaking countries and EU citizens need 7. Greece has 7-year and 12-year routes; plan on 12 for now. A US green card holder can apply after 5 years. Check whether your home country allows dual citizenship before you count on a second passport.
What the money buys
Portugal works through a fund subscription, with no real estate. Greece, Malta, the UAE and Panama are property-led. Italy and the US EB-5 put money into a business. EB-5 investments must create 10 full-time jobs.
The family
Who can be included, and at what cost, differs widely. See families and dependants.
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